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Willemstad waterfront, Curaçao Rotterdam skyline, Netherlands Curaçao coastline and nature Dutch countryside landscape

From Curaçao to the Netherlands. Technology that understands your business.

Your technology partner for insurance, government, and distribution. 15 years and counting.

Book a 30-minute assessment See our work
Minubia Software is a technology partner based in Curaçao that builds and operates purpose-built digital platforms for insurance, government, and distribution organizations in the Caribbean and Netherlands. Founded in 2013 by Renato Ignacio (7 years in insurance operations), Minubia has built platforms including commission tracking and Customer 360 for insurance brokers, QR invoicing for the Curaçao Chamber of Commerce (KVK), and the MiOrder distribution platform for Coca-Cola Curaçao, a relationship spanning 10+ years.
Insurance 2030, 2025 edition at Curaçao Marriott
Insurance 2030 2025 edition highlights
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Latest news How Caribbean insurers are going digital
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Client work

Built for our clients

All projects
MiOrder distribution platform dashboard showing centralized ordering, delivery tracking, and inventory management for Coca-Cola Curaçao
Distribution

Coca-Cola Curaçao

MiOrder platform: centralized ordering and logistics. 10+ years in production.
KVK e-services portal showing online business registry, QR invoicing, and application status tracking for Curaçao Chamber of Commerce
Government

KVK (Chamber of Commerce)

QR invoicing and online business registry for Curaçao's Chamber of Commerce.
Citizens Aruba insurance CRM dashboard showing customer profiles, policy tracking, commission management, and KYC compliance status
Insurance

Citizens Insurance Aruba

Unified customer platform. Trusted partnership since 2010.
Historic Dutch Caribbean architecture in Oranjestad, Aruba, one of the markets Minubia serves

Purpose-built platforms. Operated alongside you. 15 years and counting.

Industries

Three industries. One partner.

We go deep in regulated industries, not wide across everything.

Insurance CRM platform showing customer profiles, commission tracking, and KYC compliance
Insurance

Insurance

Commission tracking, Customer 360, KYC/AML. Built by people who worked in insurance operations for 7 years.
Government e-services portal showing QR invoicing and business registry
Government

Government

QR invoicing, e-services, AML compliance. Phased rollouts that modernize without disrupting citizen services.
Distribution platform dashboard showing centralized ordering and logistics
Distribution

Distribution

Centralized ordering, inventory, and logistics. Coca-Cola Curaçao has run on our platform for over 10 years.
In their words

What clients actually say

"If Minubia can help us in that way — in a dependable, reliable, and simple way to improve our service for clients — yes, why not?"

GT
Gerard Timmermans Leadership, Citizens Insurance Aruba

Citizens Aruba has been a Minubia client since 2010. Gerard's quality standard: "For me, only 100% is good enough."

"We need a partner who understands insurance operations, not just technology. Show us what's possible within our constraints, and help us break through the paralysis."

MC
MCIS Leadership Maduro & Curiel's Insurance

MCIS chose Minubia to tackle a 3-to-5-day manual quote process and 8 months of digital transformation paralysis. Engagement started in 2026.

AI Implementation

Caribbean insurance adoption lags 4.5 years behind. We're closing the gap.

We showed MCAS a 5-minute AI compliance check. They'd been doing it manually for years. Netaspect cut their payment integration from 3 days to 40 minutes using AI we helped implement.

We're not an AI vendor. We're an educator and implementation partner, showing you concrete, low-risk applications in your specific industry.

See AI use cases by industry
72x Faster: payment integration reduced from 3 days to 40 minutes (Netaspect)
5 min AI compliance check that replaced a manual process taking hours (MCAS)
4.5 yr AI adoption gap in Caribbean insurance: awareness, accessibility, trust, urgency

Tell us your budget and ambitions

We'll show you what's possible within your constraints. A 30-minute conversation about your specific situation. No pitch decks, no surprises.

Book a 30-minute assessment